Temenos Transact

Temenos Transact is a core banking platform designed to support the full spectrum of banking operations, from deposits and lending to payments and risk management. Built on a modular, cloud-native architecture, it enables banks to modernize legacy core systems while supporting real-time processing and high transaction volumes. The platform is designed for flexibility, allowing financial institutions to configure products quickly, integrate with third-party services via open APIs, and deploy across public, private, or hybrid cloud environments. Temenos Transact supports retail, corporate, and Islamic banking models and is used by banks of varying sizes globally

Competitive advantages 

• Proven deployment at Tier-1 and Tier-2 global banks
• Strong support for Islamic banking models
• Cloud-agnostic architecture reduces vendor lock-in
• Continuous, non-disruptive upgrade model
• Supporting digital only and challenger banks
• High volume, real-time transaction processing
• Multi country and multi-currency banking operations

Pricing

• Bank size and transaction volumes
• Deployment model (cloud vs on-premise)
• Selected modules and regions