nCino

nCino provides a single platform that helps financial institutions digitize and reengineer business processes across onboarding, lending, and account opening to boost efficiency and create better experiences. The platform focuses on replacing legacy systems, removing siloed data, and streamlining workflows across front, middle, and back offices. nCino unites lending, account onboarding, and analytics so institutions can manage end-to-end financial journeys for commercial, small business, consumer banking, and home lending from one environment.

• Bank Operating System built on the Salesforce platform
• Commercial, retail, and SME lending workflow automation
• Loan origination system (LOS) with end-to-end digital processes
• Credit analysis and spreading tools
• Client onboarding and account opening
• Portfolio management and monitoring
• Risk, compliance, and covenant tracking
• Document management and collaboration
• Analytics and reporting powered by cloud data
• Configurable workflows for financial institutions
• Digital account opening and onboarding
• Credit analysis, approvals, and covenant tracking
• Portfolio oversight and relationship management