Bill.com

BILL provides a platform to create and pay bills, send invoices, manage expenses, control budgets, and access business credit. It focuses on automating accounts payable processes with AI for invoice capture, approvals, and payments. The platform combines AP, AR, spend, and expense management in one system that syncs with accounting software. Key differentiators include the BILL network for vendor connections, customizable approval workflows, and mobile access for tasks. Pricing tiers range from Essentials to Enterprise with features like API access and multi-entity accounting.

Core Features:

• AI-powered AP automation for invoice entry and 2-3 way matching
• Customizable approval workflows with routing and reminders
• Payments via ACH, virtual card, credit card, check, and international wire
• Centralized inbox for bills and unlimited document storage
• Sync with accounting software like QuickBooks
• Invoicing with customer payment portal for card or ACH
• Spend and expense management with budgets and reimbursements
• Mobile app for reviewing, approving, and paying
• Cash flow forecasting for QuickBooks users
• API access and multi-entity accounting in Enterprise

Use Cases & Applications:

• Finance teams automating accounts payable and receivable.
• Small businesses standardizing bill processing and approvals.
• Accounting firms managing client invoicing and payments.
• International vendors and cross-border payment workflows.
• Expense tracking and budget control for corporate spend.